Best Credit Cards of 2026

Rewards: 3x dining & online grocery, 2x travel

Gift 60,000 points after $4,000 spend in 3 months (~$750 in travel)

Rewards: 3x travel & dining worldwide

Gift 60,000 points after $4,000 spend in 3 months

Rewards: 2% on everything (1% when you buy + 1% when you pay)

Rewards: 10x hotels & rental cars, 5x flights via Capital One Travel, 2x everything else

Gift 75,000 miles after $4,000 spend in 3 months (~$750 in travel)

Rewards: 4x at restaurants & US supermarkets (up to $25k/yr), 3x flights, 1x everything else

Gift 60,000 Membership Rewards points after $6,000 spend in 6 months

Rewards: 5% in rotating quarterly categories (up to $1,500/qtr), 1% everything else

Gift Cashback Match™ — Discover matches all cash back earned in your first year

Rewards: Unlimited 2% cash rewards on all purchases

Gift $200 cash bonus after $500 spend in 3 months

Rewards: 6% at US supermarkets (up to $6k/yr), 6% on select US streaming, 3% on transit & US gas stations, 1% elsewhere

Gift $250 statement credit after $3,000 spend in 6 months

Rewards: 5% on Chase Travel, 3% dining & drugstores, 1.5% on everything else

Gift $200 cash back after $500 spend in 3 months

Rewards: 5% rotating quarterly categories (up to $1,500), 5% Chase Travel, 3% dining & drugstores, 1% else

Gift $200 cash back after $500 spend in 3 months

Rewards: Unlimited 1.5% cash back on every purchase

Gift $200 cash back after $500 spend in 3 months

Rewards: 3% dining, entertainment, grocery stores & streaming; 1% on all other purchases

Gift $200 cash back after $500 spend in 3 months

Rewards: 10x hotels, car rentals & attractions via CitiTravel; 3x restaurants, supermarkets, gas & air travel

Gift 75,000 ThankYou® Points after $4,000 spend in 3 months (~$750 in gift cards)

Rewards: 3% in your choice category, 2% at grocery stores & wholesale clubs (up to $2,500/qtr combined), 1% on all other purchases

Gift $200 cash rewards bonus after $1,000 spend in first 90 days

Rewards: 5% on two chosen categories (up to $2,000/qtr), 2% on one everyday category, 1% on all other purchases

Gift $250 cash back after $1,000 spend in first 90 days

Rewards: 3% Daily Cash on Apple & select merchants (Nike, Walgreens, etc.), 2% on Apple Pay, 1% on physical card

Rewards: 5x on flights booked directly with airlines or via Amex Travel (up to $500K/yr), 5x on prepaid hotels via Amex Travel, 1x on all other purchases

Gift 80,000 Membership Rewards points after $8,000 spend in first 6 months (~$1,600 in travel)

Rewards: 5% cash back on top eligible spend category each billing cycle (up to $500 spent), 4% extra on Citi Travel hotels/rentals, 1% on all other purchases

Gift $200 cash back after $1,500 spend in first 6 months

Rewards: No rewards — optimized for debt payoff

Rewards: 5% on office supplies & internet/cable/phone (up to $25K/yr), 2% on gas & dining (up to $25K/yr), 1% on everything else

Gift $350 cash back after $3,000 spend in first 3 months, plus $400 after $6,000 spend in first 6 months ($750 total)