Unlimited 1.25x miles on purchases; 5x on eligible Capital One Travel hotel and rental bookings — plus 20,000 miles after $500 in purchases in 3 months; public offer checked October 18, 2026.
Unlimited 1.25x miles on purchases; 5x on eligible Capital One Travel hotel and rental bookings
Credit eligibility
Issuer review required; no guaranteed score cutoff
Intro APR
0% on purchases and balance transfers for 15 months; transfer fee applies
Sign-Up Bonus
20,000 miles after $500 in purchases in 3 months; public offer checked October 18, 2026
$
Rates & Fees
Annual Fee
$0
Purchase APR
18.74%–28.74% variable
Intro APR
0% on purchases and balance transfers for 15 months; transfer fee applies
Foreign Transaction Fee
None
Balance Transfer Fee
Applies; confirm the amount and transfer deadline in Capital One's current pricing terms
✦
Estimate Your Rewards
See how this card fits your monthly spending
Enter your typical monthly spend by category to see roughly what the Capital One VentureOne Rewards would earn you per year (this doesn't include any one-time sign-up bonus).
Assumes steady monthly spending at eligible merchants. Portal-only, selected and rotating bonuses are excluded unless explicitly modeled. Statement credits and welcome bonuses are excluded. Points use an assumed value of 1¢ each; actual redemption value varies.
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$3,000/mo
Note: The 5x rate applies only to eligible hotels, vacation rentals and rental cars booked through Capital One Travel; generic travel spending uses 1.25x.
Est. Annual Rewards
$293/yr
After $0 Annual Fee
$293/yr
Based On
$1,950/mo
Key Features
✓
$0 annual fee
✓
No foreign transaction fees
✓
15-month introductory APR on purchases and balance transfers
Pros & Cons
✓ Pros
Simple uncapped miles on all purchases
Travel redemptions without an annual fee
Eligible portal hotel and rental bookings earn 5x
– Tradeoffs
1.25x everyday rate trails some flat-rate cards
5x requires eligible Capital One Travel booking
The displayed score is an estimate, not a published cutoff
How to Apply
1
Check Capital One's eligibility information and any prequalification option. A credit score alone does not establish approval; income, debt and credit history also matter.
2
Gather your Social Security number, annual income, housing payment, and employer details before starting the application.
3
Apply directly through Capital One's official site or app to make sure you're getting current, accurate offer terms.
4
Most issuers give an instant decision online; some applications are sent to manual review, which can take 7–10 business days.
5
If approved, activate the card and set up autopay before your first statement is due to avoid a late payment.
How It Compares
Current product highlighted
Product
Annual Fee
Purchase APR
Rewards Rate
Capital One VentureOne Rewards
$0
18.74%–28.74%
Unlimited 1.25x miles on purchases; 5x on eligible Capital One Travel hotel and rental bookings
10x hotels & rental cars, 5x flights via Capital One Travel, 2x everything else
Rates, fees, and rewards shown are illustrative as of 2026 and subject to change — always confirm current terms directly with the issuer before applying.