5% at Amazon.com, Audible, Whole Foods & Chase Travel with eligible Prime; 2% gas, dining & local transit; 1% elsewhere — plus $150 Amazon Gift Card on approval for eligible Prime members; public offer checked October 18, 2026.
5% at Amazon.com, Audible, Whole Foods & Chase Travel with eligible Prime; 2% gas, dining & local transit; 1% elsewhere
Credit eligibility
Issuer review required; no guaranteed score cutoff
Sign-Up Bonus
$150 Amazon Gift Card on approval for eligible Prime members; public offer checked October 18, 2026
$
Rates & Fees
Annual Fee
$0
Purchase APR
18.74%–27.49% variable
Foreign Transaction Fee
None
✦
Estimate Your Rewards
See how this card fits your monthly spending
Enter your typical monthly spend by category to see roughly what the Prime Visa would earn you per year (this doesn't include any one-time sign-up bonus).
Assumes steady monthly spending at eligible merchants. Portal-only, selected and rotating bonuses are excluded unless explicitly modeled. Statement credits and welcome bonuses are excluded. Points use an assumed value of 1¢ each; actual redemption value varies.
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$1,500/mo
$/mo
$0/mo$3,000/mo
Note: The estimator has no Amazon, Audible or Whole Foods category, so their 5% Prime-member rate and the 5% Chase Travel booking rate are not included. General travel and groceries use the 1% base rate.
Est. Annual Rewards
$288/yr
After $0 Annual Fee
$288/yr
Based On
$1,950/mo
Key Features
✓
5% back on eligible Amazon, Audible and Whole Foods purchases with Prime
✓
No card annual fee; Prime membership costs extra
✓
No foreign transaction fees
Pros & Cons
✓ Pros
Strong uncapped rewards for eligible Prime purchases
2% on gas, dining and local transit
No card annual fee
– Tradeoffs
5% rate requires an eligible paid Prime membership
No introductory purchase APR advertised
The displayed score is an estimate, not a Chase cutoff
How to Apply
1
Check Chase's eligibility information and any prequalification option. A credit score alone does not establish approval; income, debt and credit history also matter.
2
Gather your Social Security number, annual income, housing payment, and employer details before starting the application.
3
Apply directly through Chase's official site or app to make sure you're getting current, accurate offer terms.
4
Most issuers give an instant decision online; some applications are sent to manual review, which can take 7–10 business days.
5
If approved, activate the card and set up autopay before your first statement is due to avoid a late payment.
How It Compares
Current product highlighted
Product
Annual Fee
Purchase APR
Rewards Rate
Prime Visa
$0
18.74%–27.49%
5% at Amazon.com, Audible, Whole Foods & Chase Travel with eligible Prime; 2% gas, dining & local transit; 1% elsewhere
5% in rotating quarterly categories (up to $1,500/qtr), 1% everything else
Rates, fees, and rewards shown are illustrative as of 2026 and subject to change — always confirm current terms directly with the issuer before applying.