SmartRatesUSA
Mortgage Lender Review

Truist Mortgage

Bank

Borrowers who bank with Truist or need a doctor or construction loan. Request a current rate and fee quote from the lender.

At a Glance

30-Yr Fixed APR

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15-Yr Fixed APR

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Credit eligibility

Depends on loan program and lender review

Min. Down Payment

Varies by loan program

Lender Type

Bank

Closing Time

Confirm with lender

Key Features

Doctor loan program for medical professionals

Construction-to-permanent financing for building a new home

Relationship pricing for existing Truist clients

Pros & Cons

Pros

  • Specialty programs including doctor and construction loans
  • Online preapproval
  • Home equity loans and lines of credit also available

Tradeoffs

  • Rate discounts through relationship pricing may not combine with other discounts
  • Rates are quote-based; no fixed rate shown here

Best for: Borrowers who bank with Truist or need a doctor or construction loan

Frequently Asked Questions

What credit score do I need for a mortgage with Truist?

A universal minimum score has not been verified for Truist. Eligibility depends on the specific loan program, credit history, income and down payment. Request the lender's current requirements.

What loan types does Truist offer?

Truist offers FHA, VA, Jumbo, Construction-to-permanent, Doctor loan, Refinance. Availability can vary by state and property type, so confirm your specific loan program directly with the lender.

Does Truist charge lender fees?

Lender fees depend on the loan program, rate and any points you choose. Ask Truist for an official Loan Estimate, which itemizes origination and other lender charges, and compare it with at least one other lender's Loan Estimate.

Other Mortgage Lenders

Rocket Mortgage

Online Lender — request a current rate quote

Better Mortgage

Online Lender — request a current rate quote

Navy Federal Credit Union

Credit Union — request a current rate quote

A comparable live APR or verified average closing time is not available here. Rates, fees and eligibility depend on the loan program and your circumstances. Request a current Loan Estimate from each lender before comparing offers.

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