SmartRatesUSA
Mortgage Lender Review

Freedom Mortgage

Online Lender

Borrowers using FHA, VA or USDA loans, or refinancing one. Request a current rate and fee quote from the lender.

At a Glance

30-Yr Fixed APR

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15-Yr Fixed APR

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Credit eligibility

Depends on loan program and lender review

Min. Down Payment

Varies by loan program

Lender Type

Online Lender

Closing Time

Confirm with lender

Key Features

VA Streamline (IRRRL) and FHA Streamline refinance options

VA and FHA cash-out refinances

USDA loans for rural and some suburban homebuyers

Pros & Cons

Pros

  • Full range of government-backed loans (FHA, VA, USDA)
  • Streamline refinance options for VA and FHA borrowers
  • Online prequalification

Tradeoffs

  • Jumbo loans are not listed among its loan types
  • Rates are quote-based; no fixed rate shown here

Best for: Borrowers using FHA, VA or USDA loans, or refinancing one

Frequently Asked Questions

What credit score do I need for a mortgage with Freedom Mortgage?

A universal minimum score has not been verified for Freedom Mortgage. Eligibility depends on the specific loan program, credit history, income and down payment. Request the lender's current requirements.

What loan types does Freedom Mortgage offer?

Freedom Mortgage offers Conventional, FHA, VA, USDA, Refinance, HELOC. Availability can vary by state and property type, so confirm your specific loan program directly with the lender.

Does Freedom Mortgage charge lender fees?

Lender fees depend on the loan program, rate and any points you choose. Ask Freedom Mortgage for an official Loan Estimate, which itemizes origination and other lender charges, and compare it with at least one other lender's Loan Estimate.

Other Mortgage Lenders

Rocket Mortgage

Online Lender — request a current rate quote

Better Mortgage

Online Lender — request a current rate quote

Navy Federal Credit Union

Credit Union — request a current rate quote

A comparable live APR or verified average closing time is not available here. Rates, fees and eligibility depend on the loan program and your circumstances. Request a current Loan Estimate from each lender before comparing offers.

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