Dwelling, personal property, liability & water backup
Key Features
✓
Replacement cost guarantee for full rebuild costs
✓
Green home discount for eco-friendly upgrades
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IntelliDrive bundling discount with auto
Pros & Cons
✓ Pros
Strong financial strength for large claims
Flexible deductible options
Good discounts for new/renovated homes
– Tradeoffs
Online quoting is less streamlined than newer insurers
Rates vary widely by region
Best for: Homeowners in disaster-prone areas
Premiums shown are illustrative national averages as of 2026 and vary by state, coverage limits, and personal risk factors — get a personalized quote directly from the provider.