Articles tagged “Social Security”

2 articles

retirement14 min read
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The 2027 Social Security COLA Is 3.6%: What Will Your Check Actually Gain?

The 2027 COLA raises gross benefits 3.6%, but your bank deposit can move differently. Calculate the change, then check Medicare deductions, taxes and household income.

SmartRates Editorial Team

October 18, 2026

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retirement8 min read
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Social Security at 62 vs. 67 vs. 70: Which Claiming Age Actually Pays More?

Claim early and you lock in a smaller check for longer. Wait until 70 and each payment is much bigger, but you're betting on a longer life. Here's the actual math behind the decision.

SmartRates Editorial Team

July 2, 2026

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