Articles tagged “refinancing”
2 articles
mortgage9 min read
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Mortgage Rate Locks After the September 2026 Fed Hike: How to Decide
The Fed raised rates in September, while mortgage rates moved on their own path. Use this rate-lock framework and current lender quotes before deciding.
SmartRates Editorial Team
August 21, 2026
loans7 min read
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Should You Refinance Your Auto Loan in 2026? Here's How to Actually Tell
If your credit improved since you bought your car — or rates have shifted since you signed — refinancing could lower your payment or your total interest. Here's when it's worth the paperwork and when it isn't.
SmartRates Editorial Team
June 13, 2026