Articles tagged “refinance”
2 articles
mortgage14 min read
🏠
Mortgage Rates at 7.40%: Buy, Wait or Pay for Points?
Freddie Mac's October 15 average is a benchmark, not your quote. Compare affordability, waiting costs and the break-even period for discount points before choosing.
SmartRates Editorial Team
October 18, 2026
mortgage8 min read
🏠
Mortgage Rates Are Stuck Above 6%: What Buyers and Owners Are Actually Doing in 2026
The 30-year fixed is sitting around 6.5% and economists expect it to stay above 6% for the rest of the year. Here's how to make a smart move now instead of waiting for cuts that may not come.
SmartRates Editorial Team
June 25, 2026