Articles tagged “home buying”
2 articles
mortgage14 min read
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Mortgage Rates at 7.40%: Buy, Wait or Pay for Points?
Freddie Mac's October 15 average is a benchmark, not your quote. Compare affordability, waiting costs and the break-even period for discount points before choosing.
SmartRates Editorial Team
October 18, 2026
mortgage8 min read
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Rent vs. Buy in 2026: How to Actually Run the Numbers
"Rent vs. buy" isn't a gut-feeling question — it's a math question with a real break-even point. Here's exactly what to plug in, and why your time horizon matters more than the mortgage rate.
SmartRates Editorial Team
July 3, 2026