Articles tagged “rate lock”
2 articles
mortgage9 min read
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Lock Your Mortgage Rate Now, or Wait for the Fed's September Meeting?
The Fed held rates steady on July 29 and meets again September 15–16 with fresh economic projections. Here's how to think about rate-lock timing instead of guessing.
SmartRates Editorial Team
August 21, 2026
mortgage13 min read
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AI Mortgage Rate Comparisons Can Be Stale—How to Verify Before You Lock
Use AI to decode a Loan Estimate, not to invent today's rate. Compare same-day written offers by APR, points, lender credits, and cash to close.
SmartRates Editorial Team
August 9, 2026